In Spanish, parents call it encaminado: making sure your children are on the path to an independent adulthood. Out of Dan and Joana Moreno ’s four grown kids, only their daughter is encaminada. She recently graduated from business school and got engaged. The Morenos’ three adult sons are still sleeping in their Miami childhood bedrooms. The younger two dropped out of college, and the oldest never went. All three are single. Their only work experience is with the family business.