It’s been just over a week since President-elect Donald Trump trounced his Democratic opponent Kamala Harris in what’s been described as the greatest comeback story in American history. Enthusiasm is still running high as Trump’s supporters – who were forced to contemplate a censor-heavy, cackle-filled four years of Kamala – realized that their fears would never come to fruition. Trump is back, and he’s ready to deliver on all his campaign promises. This unbridled feeling of glee extends far beyond elated X users and “garbage” people living in suburbs who are sick of paying $7 for a pound of butter. In a tangible sense, Trump’s big win is affecting financial markets, with The Dow Jones Industrial Average soaring to a record high and closing up more than 1,500 points on the Wednesday after the election, per NPR. The Nasdaq and S&P 500 each rose by more than 2% on Wednesday, hitting new highs as Wall Street investors looked forward to a favorable future business market with tax cuts and fewer regulations. The prices of Bitcoin and cryptocurrency stocks also skyrocketed in the post-election haze, thanks in part to President-elect Trump vowing to turn the United States into the “crypto capital of the planet” at a rally this summer. Investors, bitcoin advocates, and Wall Street are all ecstatic about Trump’s win. But the benefits of a Trump economy will extend far beyond those parameters as every citizen realizes that this nation is about to get a long-overdue overhaul that is all but guaranteed to bring more prosperity to all. Daily Wire Editor Emeritus Ben Shapiro touched on this during a speech he delivered this week at Vanderbilt University. “For the first time in a long time, I really feel like we are entering the best days of America,” Shapiro said at the start of his speech. “It does feel like we are entering a new golden age for the country for three specific reasons, because there are three things that make a golden age for a country or a civilization or even an individual in their life: liberty, strength, virtue.” “I don’t think the election so much was about President Trump – obviously, he’s a singular figure in American history – as much as it was about the American people who were just done,” Shapiro continued. “We were just done. We were done with the age of stagnation. We were done with the age of moral confusion. We were done with an age that suggested that weakness was a substitute for strength, and that foolishness was a substitute for virtue, or that regulation was a substitute for liberty.” It is a time for celebration. Looking for something more substantial? Jeremy’s has a Victory Bundle of their entire men’s line to celebrate the big wins from election week! At 47% off for the 47th president-elect, it’s an easy, decisive win just like Trump’s swing state sweep. All products from Jeremy’s make perfect Christmas gifts for men in your life who know they’re men, the kind who are also riding high on the biggest win of recent memory. And after enduring a dark and dreary four years, you also deserve a little something for yourself. After taking hits for so many years, it is right and good to celebrate the big wins. Let’s usher in the golden age of America with cheers and rejoicing, with 25% off sitewide at Jeremy’s right now, where we share your values and your joy for the incoming Trump administration. Cheers to the next four years – and beyond.

A post made on X claims that singers Lizzo and Lana Del Rey were engaged in a TikTok feud regarding the 2024 presidential election. And just like that, a phony white bitch who tried to lead a mass murder Wiccan ritual against the president of the USA, publicly and violently attacked two prolific black artists who *thought* […]

'Goodbye my lover. Goodbye my friend. Until we meet again'

'I'm going to be killed'

Social media doesnt need this update

The results are in, and on Nov. 5, Americans officially rejected the high prices and spiraling costs that defined much of the Biden-Harris administration—including the least affordable housing market in U.S. history. Rather than being chastened by the national shellacking he, his vice president, and his party received, President Joe Biden’s Justice Department is pursuing  an audacious move that could throw the housing market into disarray and put homeownership even further out of reach for middle-class Americans. In a high-profile lawsuit filed last month, the DOJ is seeking to crack down on a case of alleged home-appraisal bias in Colorado, but the lawsuit could set a worrisome new precedent for the relationship between mortgage lenders and appraisers. The consequences could be sweeping, and they may weigh most heavily on the black homeowners and aspiring homeowners who the DOJ is ironically trying to protect with this lawsuit. The DOJ is alleging that an appraiser, Maksym Mykhailyna, undervalued a black woman’s Denver home while she was applying for a refinance. Undervaluation typically results in a higher interest rate and a lower loan amount. The Biden administration has made cracking down on this kind of alleged discrimination a focus, and Vice President Kamala Harris has led the White House’s efforts. Yet, the DOJ’s case hardly proves the appraiser undervalued the home. Even more importantly, the DOJ fails to show that unlawful racial bias skewed the appraisal results or that this singular incident is indicative of systemic discrimination permeating the appraisal industry. These crackdowns over an illusory problem have been repeatedly and correctly criticized. The administration is fundamentally trying to expand the federal government’s role in housing with little understanding of how meddling with the appraisal process would ultimately affect prices and homebuyers. The DOJ lawsuit and much of the Biden administration’s efforts on this issue are misguided. In this latest effort, the Justice Department is going beyond holding an allegedly prejudiced appraiser accountable. Along with Mykhailyna, the DOJ also names Rocket Mortgage, the lender with whom the homeowner was seeking a refinancing, as a co-defendant. The DOJ’s decision to go after the mortgage lender for the actions of an appraiser in this case not only contradicts federal law, but also risks reversing years of housing industry reforms that keep home prices in check. Setting precedent to hold lenders accountable for the actions of independent appraisers would reintroduce the conflicts of interest that helped inflate home prices and created a housing bubble in the run-up to the 2008 financial crisis. A repeat of those circumstances would make homes even more expensive and put homeownership even further out of reach for many Americans. Passed in the wake of the 2008 crisis, the Dodd-Frank Wall Street Reform and Consumer Protection Act explicitly bars mortgage lenders from influencing appraisers. The legislation established appraiser independence by mandating that lenders order appraisals through third-party companies called appraisal management companies. These companies are a critical degree of separation between lenders and appraisers that protect the housing industry from the conflicts of interest that led to the 2008 disaster. The DOJ’s efforts to punish the lender in the Colorado lawsuit threaten to erode the independence of appraisers. Before 2008, there were no appraisal management companies, and appraisers were heavily dependent on the mortgage lenders that assigned them work. That conflict of interest led appraisers to overvalue homes in order to authorize bigger and more profitable loans for the mortgage lenders. That fueled the market bubble that eventually popped, tanking the global economy, nearly toppling the entire financial sector, and setting many American families back years. If the Biden DOJ has its way, the U.S. could return to the pre-2008 housing industry. The potential for baseless lawsuits alleging undervaluation will incentivize both appraisers and lenders to overvalue properties—fueling yet more home price inflation and injecting more risk into the system.   Housing costs are already out of control. Minority communities across this country are disproportionately locked out of homeownership. Rather than pursuing splashy headlines for baseless lawsuits that would ultimately hurt Americans and further exacerbate prices, the government should be diminishing the footprint of the government-sponsored enterprises—namely, Fannie Mae and Freddie Mac—that have helped create a second housing bubble in the past 20 years. The bottom line is that the DOJ’s misguided efforts here could wind up hurting all aspiring homeowners, including the very people of color who the Biden administration says that it is trying to stand up for. Existing civil right laws already protect homeowners against racially biased appraisal practices. These laws should continue to be enforced. Regulators or legislators could task the appraisal management companies with keeping a more watchful eye over the appraisers and potential trends in their work. But the effort to burden the mortgage lenders with the responsibility of solving appraisal discrimination is not only misguided, it is deeply harmful to aspiring homeowners, the housing sector, and the financial industry. The incoming Trump administration should immediately audit the Biden administration’s backward housing reforms and halt this lawsuit before it causes damage to the system. Woke, affirmative action policies  are misguided and wind up hurting everyone. Voters want a return to simple, logic-driven policy, and this is one area to start with. We publish a variety of perspectives. Nothing written here is to be construed as representing the views of The Daily Signal. The post Biden Admin Could Put Homeownership Further Out of Reach of Minorities, Middle Class appeared first on The Daily Signal.

Vanity Fair, Which Made Me an 80s Brat Packer, Slimes Pete Hegseth

A Texas high school senior is fighting for his right to Free Speech after his public school shut down his pro-life club. The odds were already stacked against Diego Salinas, a student at Sonia Sotomayor High School, who tried to establish the “Sotomayor Students for Life” branch of its national organization, this Fall. For one thing, his school is named after a leftist member of the Supreme Court, who says the decision to overturn Roe v. Wade put her in a state of “despair.”  In an interview with CBS affiliate KENS5, Salinas claims he’s “done everything correctly” and has “gone through the process,” waiting several months for his school’s approval as an official club.    But the trouble began when Salinas started an Instagram page that had his club’s title in the handle.  “Once that Instagram [account] kind of got popular, kids started finding out about the club,” he told KENS5. The Northside Independent School District complained that he couldn’t use “Sotomayor” in his handle, because it would falsely “imply to students or the public that a “non curriculum- related student group,” is “school-sponsored.” Salinas argues that the district allows other groups to use the school’s name without any issues. Instead of merely having him change his club’s username, Sotamayor’s assistant principal forced him to delete the account altogether in front of her.  That wasn’t enough.  “After the Instagram account was deleted, they called me into the office and said because the club was preventing education from moving forward and because it was creating an uproar in the school, they were temporarily suspending my club,” Salinas told KENS5. He claims the assistant principal also called his chapter a “safety hazard.” It turns out, the school was pressured by an army of mad mommies who called the district to complain. But with the help of lawyers representing Students For Life America, Salinas is fighting back. In a letter demanding the high school reinstate the club, its national lawyers call it a “Constitutional violation to silence the speaker when his dissenters are causing problems.” “Moreover,” the letter continued, “Sotomayor subjected Diego” and his club to “additional unwarranted censorship, and imposed on them rules that do not apply to other clubs and have no support in school policies or the law.” The school ignored the letter, despite being given until October 28 to respond. In an update to CatholicVote, Salinas told the outlet that he’s nearing litigation.