Imagine how carefree your life would be if you could live on a cruise ship. You would no longer have to worry about cooking, cleaning, or being stuck in traffic. Instead, you spend your days lounging by the pool and nights enjoying live entertainment. Throughout the day, you visit exotic destinations you’d never dream of seeing. This may seem like the dreams of the ultra-rich, but some deal-savvy people have been figuring out ways to retire and make the lifestyle as affordable as living on land. Richard Branson has made living on cruise ships easier by offering a Virgin Voyages annual pass. Passholders enjoy an entire year sailing its 3, and soon to be 4, luxury cruise ships. The new Annual Pass costs passengers $120,000, and you can bring a plus one on your trip for free. It includes a room in the Sea Terrace cabin, all-you-can-eat dining, premium “work from sea” wi-fi, laundry service, two free coffees a day, and a $100 bar tab for each itinerary. View this post on Instagram A post shared by Virgin Voyages (@virginvoyages) “I’ve always been a big believer in the power of travel and adventure to spark creativity and bring clarity," Branson said in a statement. "What started as a sought-after ‘work from sea’ concept with our Season Pass has evolved into something even more special. Now, sailors can jump aboard any of our ships, across an endless variety of exciting destinations for an entire year. We’re offering unlimited opportunities for adventure in a way that has never been done in cruising before.” The new program is excellent news for those who wish to retire on a cruise ship. Once the year ends, you can renew as long as Virgin continues to offer the passes. Cruises begin in January, and people can purchase an annual pass by March 31, 2024. The pass is valid for a year from the date of purchase. The cruises cover the Mediterranean—with stops in Italy, France, Greece—and the transatlantic, Caribbean and North America. One hundred twenty thousand dollars is a lot for most people to shill out. But it is reasonable for a professional couple who can work from anywhere. However, getting any work done with all the fun activities and opportunities for pure relaxation outside your cabin door would be a little tricky. Branson’s Annual Pass comes when housing and nursing home prices have become so outrageous that living on a cruise ship is a good deal for some people. A couple in their 50s has made the unconventional decision to call a cruise ship home permanently, because it is cheaper than a mortgage. Angelyn Burk, 53, and husband Richard have lived on cruise ships since May 2021 with no plans to return to life on land.May 2022 pic.twitter.com/rRpMJk1gjh— Michael O (@Mondomoog) December 23, 2022 How much does it cost to retire and live on a cruise ship? Angelyn and Richard Burk, a couple in their 50s, sold their home in the Seattle, Washington, area in May of 2021 and have lived on cruise ships ever since. “Our original plan was to stay in different countries for a month at a time and eventually retire to cruise ships as we got older,” Angelyn told 7 News. But a few years back, Angelyn crunched the numbers and realized they could start much sooner than expected. The couple can afford living on the ship because they have loyalty memberships and their goal is to spend about $100 a day as a couple. That comes to a total of $36,500 a year. Are you looking to hop aboard a cruise ship for a permanent vacation? Angelyn shared some tips for permanent cruisers here.