The real facts about how Jews voted in 2024. The post Trump Won Jewish Neighborhoods Across America appeared first on Frontpage Mag.

In 2025, California’s Advanced Clean Trucks (ACT) regulation, aimed at promoting zero-emission vehicles (ZEVs), will create a near-total “ban” on motorhome sales in the state. It will affect other states that follow the California Air Resource Board (CARB) regulations. The regulation does not specifically ban motorhome sales, it mandates manufacturers of medium and heavy-duty vehicles to sell an […] The post Commifornia & 5 Other States Ban Motor Homes appeared first on www.independentsentinel.com.

President-elect Donald Trump is expected to tap Sen. Marco Rubio (R-FL) to be his Secretary of State when he takes office in January. The New York Times reported that multiple people familiar with Trump’s thinking said that he had appeared to settle on Rubio. Rubio is widely known as a foreign policy hawk and is a solid pick for reestablishing American dominance on the global stage. In particular, he is known for “taking hard lines on China and Iran,” the report said. “He initially found himself at odds with those Republicans who were more skeptical about interventions abroad, but he has also echoed Trump more recently on issues like Russia’s war against Ukraine, saying that the conflict has reached a stalemate and ‘needs to be brought to a conclusion.'” The news comes shortly after The Wall Street Journal reported that Trump tapped Rep. Mike Waltz (R-FL), a Green Beret veteran, to be his national security adviser when he takes office in January. A source familiar with the matter confirmed the report to The Daily Wire. National security adviser is a role that is highly influential in any administration as it is responsible for briefing the president on national security matters, coordinating between national security agencies, and executing the president’s agenda. The role does not require Senate confirmation. Waltz is a well-known China hawk and should be a champion for a peace through strength approach to U.S. foreign policy. The moves come after Trump already named Rep. Elise Stefanik (R-NY) to U.N. Ambassador, former acting director of Immigration and Customs Enforcement (ICE) Tom Homan to be his new “border czar”, and former Rep. Lee Zeldin (R-NY) to lead the EPA.

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Bipartisan legislation has already emerged to prevent Chinese-linked solar firms from receiving U.S. tax benefits

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Leasing's a great way to save on costs, but sometimes even the most unsentimental motorists find themselves catching feelings — and wanting to settle down.If this is you, you may want to consider buying out your lease — especially if you have low miles and want a new(ish) car without committing to a huge monthly paymentBut imagine you can get a good deal on your lease and the residual value is lower than expected. Leasing could let you avoid getting locked into a car until you know it fits your lifestyle.Here's how to determine whether a lease buyout is the right financial move for you.When should you lease before buying?A lease buyout is a good idea if you are ready to drive a vehicle long-term rather than going ahead with a new lease. If you want lower initial payments before committing to a car loan, leasing with the intent to purchase could be a good option. It is not the right choice if you are the type of driver who always wants the latest model.To decide whether to lease or buy, add the total cost of leasing a car, including upfront fees, to the car’s projected residual value at the end of the lease.Then compare that number to the car’s sale price plus all fees and factor that over the life of the car loan. See which number is lower.Sometimes, leasing and then buying is more expensive than buying outright. This is especially true if you exceed the dealer’s mileage limits or the residual value at the end of the lease is much higher than anticipated.But imagine you can get a good deal on your lease and the residual value is lower than expected. Leasing could let you avoid getting locked into a car until you know it fits your lifestyle.Before choosing the make and model of your potential lease, weigh your typical driving habits.How long do you want to drive the car?If you hope to buy or lease the newest model in fewer than two years, it doesn’t make sense to lease and then purchase the vehicle. It's difficult to know whether your car’s residual value will increase or decrease over the lease term. But if it decreases and you decide to keep the car for a short period, you’ll likely owe more than the car is worth, and the money will have to come out-of-pocket to swap it out.How many miles do you typically drive a year?Leases come with annual mileage limits. Typically 10,000, 12,000, or 15,000 miles. If you exceed those limits, purchasing your vehicle after the lease might save you from excess mileage fees. But be sure that those fees outweigh the price you’ll pay to purchase the vehicle.Will you truly save money?Compare a new monthly vehicle payment to a lease payment. Also, factor in: The purchase priceThe security depositThe acquisition feeDocumentation feesIf you would pay more while leasing to buy, it might be smarter to buy the vehicle outright rather than leasing it first.How to buy out a car lease1. Weigh your financing optionsGet at least three different auto loan rates for a car purchase or a lease before signing off. The more offers you have in front of you, the better your chance of receiving a good deal.It can also help you determine whether leasing a different vehicle or buying the car you’ve been driving will be more affordable over time. Shopping for a lease buyout loan should be approached with securing a traditional loan. Consider getting the vehicle checked before deciding to go through with a buyout. Depending on how long you have had the lease, you may be under the factory warranty and get necessary repairs cheaply. You shouldn’t purchase the vehicle if it is in poor condition, but be prepared to cover excessive wear and tear with fees charged by the dealer.2. Negotiate the priceOften, companies have a no-negotiations rule for the purchase price of a lease buyout, leaving little opportunity for haggling. Still, it can’t hurt to raise the subject. Ask the seller to consider a few concessions, like:Waiving the purchase-option feeOffering purchase incentivesDiscounted financingExperts point to the purchase-option fee as a sticking point many sellers are willing to take off the table.3. Weigh the costs Only go ahead if you are getting a great deal on both the lease and the payoff amount. If it would be cheaper to buy your car upfront or if you think you’ll want the car for a long time, skip the lease. Just buy a car directly instead.